It is no secret that far too many people delve into early retirement without a proper understanding of how they should and should not plan for it. This can lead to all kinds of complications in many areas of one’s financial life that would not occur to the minds of most people. This is why there are so many financial experts ready, willing and able to help and advise others on a suitable and pragmatic approach to retirement planning. As the old adage goes, If you are not planning, you are just planning to fail. With that out of the way, who then, should one look to for suitable and wise advice in this arena? Enter David Giertz.
David Luther Giertz, a industry veteran who has well over thirty years in total of financial advisory experience, has long been lauded as one of the most prominent and active members in the financial adviser industry. In a recent interview with financial news reporter, Stephanie Rees, Mr. Giertz laid out a couple of bits of financial wisdom for the best ways to look after one’s nest egg, what to do and what to definitely avoid.
The first thing which Mr. Giertz noted was that regardless of how much money any given individual makes, it is highly important not to become complacent because no one can ever know precisely how much they will need to cover all of the expenses of their total retirement. He also stated that no matter how good one’s retirement account happens to be, it – typically – will simply not be enough. What this means is a aging individual needs to look to other outlets to secure their finances. One of the best ancillary options to fill in this gap is a solid alternative investment.