PSI Pay, Biometrics And Cashlessness

Sweden may well be the one country in the world that is leading the charge toward cashless societies. Swedes use very little cash, and companies like PSI-Pay, and their affiliate Kerv Wearables, are leading us to believe that cashless payments will dominate the market soon enough. Cashless is already gripping the world, but PSI-Pay takes this one step further and are betting that “contactless” payments will be the wave of the future, and rightfully so. Money is expensive to print and is a dirty commodity. In fact, Kerv has a contactless payment ring that is already posing a threat to traditional payment systems in the UK.

With venerated institutions like the Church of England jumping on-board, creating electronic terminals for collecting cashless donations, there is growing comfort in cryptocurrencies and their relatively traceless transactions. Some security concerns speak of technology, loop holes, tracing information and how there are vulnerabilities around every corner. Others go as far as to say the only way to truly protect oneself is to use “prepaid” credit cards for online, cashless, and contactless transactions.

That seems antiquated, and with credit card companies, banks and systems like Apple Pay perfectly established to thwart fraudulent efforts, going back to taking cash to a big box store to buy a prepaid credit card seems like talking about rolling up car windows and mailing checks to pay bills. Everything is changing very fast, and companies like PSI-Pay are paving the way to the future solidifying social media and banking.

What we once thought of as privacy and protected personally identifiable information are now just scary words fear mongers use to paralyze those who can be frightened. Social security numbers are rather easy to obtain, and names, addresses and phone numbers are all over the internet. Contactless transactions are likely here to stay, so no more clinging to social security numbers and credit card numbers; your iris is likely to become your new personally identifiable source of information, and that cannot be stolen or duplicated.

Biometrics is the new, very safe frontier. Soon we will be contactless, blinking into our cameras on our computers so as to effect payment for a transaction. In this we can all take solace, because this is the most terribly secure way of transacting if ever there was one.

Read about other PSI Pay news on their crunchbase profile:


NGP VAN changes political canvassing forever

The old way of canvassing a neighborhood for political purposes is still in effect today. It involves sending as many people as you can get to volunteer out to neighborhoods with clipboards and political buttons or stickers and getting signatures or information from people who are in favor of the cause. However, this can also be frustrating as people knock on doors of people who may not be favorable to the cause. It is time consuming and there must be a better way to do canvassing in the digital age. NGP VAN has come up with that solution with an app that digitizes political canvassing.

NGP VAN is a software company that has cut out the “cutting out turf” portion of canvassing. That’s the time where organizations spend making maps and creating lists of potential voters. Now, data is collected by NGP VAN and funneled into this app. Organizes can use the app to generate maps canvassers can carry on their phones and find their lists in the palms of their hands.

What the NGP VAN software requires is that organizes enter the region they want to canvass. The people creating the canvass program creates a script and separates out how many addresses they want their volunteers to knock on and the app creates the maps, lists and distributes them to the canvassers.

This kind of targeted approach helps make neighborhood canvassing more effective and, thus, more cost effective. NGP VAN’s app can help canvassers personalize their message and reach the people who will respond to that message more effectively. It ends up creating an approach which has a deeper and more effective response from voters which can save time and money for the volunteers.

So, the process of canvassing neighborhoods has reached the digital age. New software and approaches put the power of effective canvassing in the hands of those organizing their political prospects. It ends up saving time, money and effort, with greater potential effect.

Read more about the company here:


Jorge Moll – A Gifted Practitioner of Neuroscience

Jorge Moll has a respectable history in the field of medicine. Dr. Moll completed a residency at the Federal University of Rio de Janeiro after earning his MD in Neuroscience. Dr. Moll went on to receive his Ph.D. from Sao Paulo University in the field of Experimental Pathophysiology.


Medical Profession

His love for medicine comes from always having wanted to help people improve and get better from the medical conditions that affected their lives in a negative way. His expertise has led to several prominent positions in the medical profession that include Director of Cognitive and Behavioral Neuroscience, and board member of D’Or Institute of Research and Education. Dr. Jorge Moll has always had a passion for creating a world-class venue where medical professionals can conduct research. D’Or Institute of Research is such a place.


Family Man

Dr. Jorge Moll can also add being a dedicated family man to his resume. He leads a full work life. His days start out with meetings that cover numerous topics about his business operations and interests. He is in constant contact with students, scientists, associates, entrepreneurs, researches, and others within his circle of influence. As such, he is privy to countless ideas. With so many rich ideas flowing around him, it is sometimes difficult to choose those with the best chances of materializing.


Versatile Doctor

Dr. Jorge Moll upholds an interest in all things that relate to how cognitive computing works, artificial intelligence, and how the human brain can work more efficiently with computers. Emerging gene therapies and regenerative medicine developments are high on his list. His philosophy about being productive is simple. It is a function of transparency, being open, and being highly skillful.

A person should combine these traits with an ability to let go of ideas and plans that will not yield results. Always engage in interesting things. They can provide the inspiration and create realities that impact lives and industries in a positive way.


Luiz Carlos Trabuco Cappis Business Acumen

When Luiz Carlos Trabuco Cappi gained presidency at Bradesco March 2009, they had lost their lead against their longtime rival Unibanco. Tentatively, Luiz ruled out running for first place in banking classes. “Leadership by itself isn’t a goal,” he said in an interview at the time. “Our goals are doing the best jobs in the places that we serve.” However, in August, Luiz Carlos Trabuco Cappi did a bold thing.

With the approval of Lázaro Brandão, Chairman of this Board, he bought the Brazilian branch of HSBC for US $ 5.2 billion, in the largest business in Brazil in 2015. With the acquisition, Bradesco reopens the fight for leadership in the private segment. Bradesco became the second largest bank in Brazil. A simple sum of the market shares of Bradesco and HSBC makes Banco de Deus bank in Osasco outperform Itaú Unibanco in three items: branch network, number of account holders and total investment funds. In another three, it is close to the rival: assets, deposits and loans granted.

Born in Marília, in 1951, the city of Bradesco origin, Luiz Carlos Trabuco Cappi graduated from the Faculty at Philosophy, Science and Letters of the University at São Paulo.

Read more: O Brasil é o melhor ativo que o mundo tem para investir, diz Trabuco

The executive began working at the bank in 1969 as bank clerk. As usual at the institution, he went through all hierarchy levels. But he managed to take over the presidency for his work at Bradesco Seguros, which he ran from 2003 to 2009. This area has contributed about 30% of Bradesco’s profit to date. As soon as he sat down in his chair, Trabuco created a corporate university and began to seek the renewal of leadership cadres, talking to executives from all levels of the bank.

To account for this, it established rituals to give autonomy to those who were promoted. Those who ascended were gathered in the Noble Hall, the most solemn of the bank, used for shareholders’ meetings. Every word was opened. One sign of the renovation promoted by Trabuco is the search for market professionals.

An example is Renato Ejnisman, responsible executive director Bradesco BBI, who has served on Bank of America and BankBoston. Of simple habits, Trabuco arrives at the bank at around 7 o’clock in the morning. He works until 6:00 p.m., but in general, he extends his work at business dinners. Earlier in the year, his name was considered to take over the Ministry of Finance. He did not accept the invitation of President Dilma Rousseff. “Trabuco was born to work for Bradesco,” says an executive who knows him well. In fact: his name is the strongest to succeed Lázaro Brandão, seen by all as the soul of the bank.

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Dr. Saad and Pediatric Assistance

Dr. Saad Saad was a major player in the world of pediatric surgery. Although he’s retired, he has a name as a pediatric surgeon that will remain unforgettable for generations to come. He’s been part of diverse inventions that have transformed the medical field. These inventions have in some cases been the difference between life and death in patients as well. There are countless patients who feel a lot of gratitude toward Dr. Saad and his extensive work. This surgeon has worked on medical catheters that feature tools that can pinpoint electromagnetic components. He’s worked on medical research that has been useful for all kinds of objectives, too. He’s known for his work on two particular things. People sometimes try to find out what encouraged Dr. Saad to take action and manage these inventions. He indicates that he honestly had no choice but to work on innovation. There are required components that simply pave the way for imagination and ingenuity. He has a commitment to devices that help physicians conduct procedures in efficient and organized styles. His inventions enable professionals to keep all kinds of distressing issues at bay. They enable them to take care of their duties in ways that are both swift and secure. He has been behind things that have helped doctors who wish to steer clear of body scans. He has been behind things that have involved guide wire assistance as well. Learn more:


This medical wizard is in his early seventies right now. He mainly worked in New Jersey’s Eatontown community. He finished his education in the Middle East in Egypt. Dr. Saad went to Cairo University in Cairo. Pediatric surgery is his number one strength. Thoracic surgery is yet another key strength he brings to the table for his patients. This individual has board certification that makes it easy for patients to put all of their confidence in him. He has board certification in both pediatric surgery and general surgery. His accreditation comes from the trustworthy Royal College of Physicians and Surgeons of Canada.


Dr. Saad helps young people who have all kinds of health conditions. Several examples of these conditions are pediatric tumors, abdominal hernias, inguinal hernias, gallbladder disease, pyloric stenosis and choledochal cysts. He knows a lot about all of the things that involve umbilical hernias, cystic hygroma, chest wall irregularities, infections of the umbilical cord, blood conditions and more. Dr. Saad has a lot of experience with many pertinent procedures in his field. He frequently helps patients who are in need of procedures like tumor surgery, acid reflux surgery, gallbladder extraction and appendectomies. People often ask Dr. Saad questions that relate to the repair of hernias. They often discuss abdominal procedures with him, too.

Alex Pall’s Story of How the Chainsmokers Became Who They Are

As with most great stories, the Chainsmoker’s journey starts with humble beginnings. Alex Pall DJed around New York City as a hobby. DJing was work that he was highly passionate about. It consumed his life and eventually it lead to him quitting his job and focusing on it as his main source of income. Shortly after, he met his fellow bandmate, Andrew Taggart, who moved from Maine to LA to form the duo we know today.

Pall and Taggart clicked instantly, sharing the same vision and values. They both loved music and they both wanted to create their identities as artists. For them, this meant making music that reflected who they were and relating to their listeners on an emotional level. To achieve this they knew they had to find a way to stand out from all the other EDM groups out there. So, the two worked day and night to reach the success they now have.

Of course, this task wasn’t easy and they had plenty of obstacles. One particular challenge Pall spoke of was establishing who they were as artists, especially among so many similar sounding EDM artists. On top of that, electronic dance music generally isn’t emotionally revealing. This is because EDM usually consists of lyric-less music with heavy synths and catchy beats that are intended to get you to dance and not think. These things make it easy for artists to hide behind their music.

Hiding behind their music was not something Pall and Taggart wanted; so, it made sense to begin having more songs with emotionally charged lyrics and eventually singing some of their own songs. To ensure sure they stayed authentic, the duo constantly asked each other how they felt. They pushed each other to do and be more and this mindset was reflected in the evolution of their music, which has crossed over into other genres.

Pall stated that currently, the Chainsmokers are really excited about touring and they have no intentions of slowing down.

Stream Energy Company’s Philanthropic Works

Stream Energy Company specializes in the direct sale of revolutionized energy in Dallas, Texas. The company established in 2005, has grown tremendously over the years to have its revenue shoot to $8 billion. It so far leads in the world’s energy market and managed to the top in just 12 years. Also, Stream Energy Company has a broad network coverage where it has its presence in Illinois, New York, Maryland, Pennsylvania, Texas, Georgia, among others. What’s more, the organization has invested heavily in corporate philanthropic works that it has offered the affected communities especially in difficult times of disaster.

How Stream Energy has been involved in the Voluntary Services

Stream Energy Company has been on the forefront in volunteering its philanthropic works of helping the victims of the disasters that have happened in the past. One such tragedy was when the hurricane Harvey hit the state of Texas in the United States where it affected Houston. The hurricane Harvey flooded homes and claimed lives of individuals and pets as everyone watched powerlessly to save the situation. Moreover, the Stream Company stood out when it was the first to come to the aid by donating part of their finances to the victims of hurricane Harvey who included their own clients.

Stream Launches a Department Fully Dedicated to Charity Works

Further, Stream has a corporate philanthropy incorporated in its operation where its latest advancement was the establishment of the charity foundation known as “Stream Cares”. This was done to make the foundation that started more than a decade ago official as it continues with its charitable work. Notably, the company was one of the first to capitalize in compassionate works of charity among all other corporates in the region when it got involved with the case of hurricane Harvey in which it was more than just finances.

With the launching of the department operating the charity works, the brand grew more popular and profitable as it benefited from loyal customers. Additionally, the corporate sponsorships not only involve the finance but Stream’s employees have also dedicated their time and commitment by mere volunteering. Stream energy has also worked hand in hand with Red Cross and Habitat for Humanity in their quest to offer their support. Their rule is always to identify new strategic ways to give back to their community.

Jeff Aronin Promises Innovative Solutions with Paragon Biosciences

Paragon Biosciences is more than an investment firm, though that’s certainly the backbone of the company. Jeff Aronin founded Paragon with the intention of helping innovative bioscience companies get their products to the patients in need of them. Paragon Biosciences has a unique approach in that it develops its companies based on an algorithm that addresses patient needs, while also looking at the nature of their illnesses. By taking this two-tier approach, they’re able to devise more promising methods of diagnosis and treatment.

Already, Paragon Biosciences oversees four separate companies that pride themselves on coming up with new solutions to seemingly insolvable medical problems. Castle Creek Pharmaceuticals (CCP) focuses its resources on developing new biopharmaceutical treatments for rare and serious skin conditions. Harmony Biosciences applies its own research toward treating serious sleep disorders and other conditions that affect the central nervous system. Meanwhile, Decade is another Paragon owned company, putting its efforts toward the alleviation of symptoms in Alzheimer’s patients. Finally, Precision BP works towards treating rare genetic oncological illnesses. Each one of these companies is driven by strong research and development departments that look for new and promising methods of treatment in their specific areas of interest.

Of course, the man behind Paragon Biosciences, Jeff Aronin, has a long history of developing innovative new approaches to unsolvable medical dilemmas. After spending two decades developing biotech innovations and applying them to the healthcare industry, Jeff knows what works and what doesn’t work.

Long ago, Mr. Aronin recognized the advantages of getting business investors together at the same table with scientific researchers. The result has been a total of 13 new drug approvals from the FDA, a number that exceeds any other biotech firm. This means Jeff Aronin and Paragon Biosciences is already changing millions of lives, giving patients new hope for successful treatment.

Jeff Aronin may find it rewarding to bring new treatments to the patients who need them, but he doesn’t stop there. He also works with up and coming entrepreneurs, eager to guide them towards achieving their own success (Weeklyopinion). Through his mentoring endeavors, Jeff Aronin is changing even more lives.



Entrepreneur Jason Hope, Funds the Hope of Anti-Aging Bio-Technologies

Jason Hope was raised like a lion in the arid deserts of Tempe, Arizona. He worked hard to earn his way to the top after obtaining his MBA and Bachelor’s finance degrees from Arizona State University. Jason Hope is the famed philanthropist and entrepreneur of Arizona who is leading many humanitarian efforts. As a pioneer, he created his own education grant program to help disadvantaged youth obtain quality education.

There is no one solution for the hurdles in affording education and obtaining proper lifestyle guidance and support. Therefore, Jason Hope has invested in the future of Arizona’s youth with charitable donations to: the Phoenix Chapters of the Boys and Girls Clubs and Teach for America programs, and the novel educational programs developed by the Tony Hawk and Andre Agassi foundations.

Medical science is another primary interest of Jason Hope’s philanthropic ventures. He has donated to the Arizona Science Center and Leukemia & Lymphoma Society’s Desert Mountain States Chapter. However, his greatest hope is in the work of the SENS Foundation. Jason recently pledged $500,000 to the SENS Foundation. Jason hopes SENS research will soon break all of the current barriers in age-related medical treatment.

SENS research has helped scientists understand what actually causes aging at the molecular level. Overtime, cells start to become senile and even toxic. At a certain point, a threshold of inactive cells accumulatively cause the aging process. If there was a way to possibly switch the genes of these defective cells on for a nanosecond to split, it may be possible to rejuvenate them. What happens is that the telomeres at the ends of our Chromosomes lose a little bit of extra material every time the cells split during mitosis. If allowed to split infinitely, then the chromosomes are eventually not copied correctly, leading to cancerous cells. Jason Hope Pledges $500,000

The research and studies are fascinating. They look profoundly into what actually causes aging. They have found that it is the divisions of cellular material, not time, that account for a person’s true age. The biological clock is constructed in such a manner that older mother’s may live longer to retain the caretaker role. There is also data that suggests that being lean and eating less generally extends the lifespan. Another part of the research deals with glycation of the cardiovascular system, and what drugs may be able to solve this critical aging problem that is sped up substantially by diabetes.

Anthony Petrello’s Philanthropic Spirit

Anthony G. Petrello is the CEO of Nabors Industries Ltd., a global S&P 500 oil, natural gas and geothermal drilling contractor and the worlds largest land driller. Tony has become known as one of the most successful CEO’s in the United States and has gained a reputation for generous philanthropy. Tony has given back to his employees, community and his alma mater.

Lang Scholarship
Tony Petrello graduated from Yale University in 1976 with a degree in mathematics. During his time there he was mentored by revered mathematician Serge Lang. The effect Lang had on Tony was profound. Upon learning of the professor’s death in September 2005, Tony decided to give back to his alma mater by endowing a scholarship in memory of his teacher. In the true spirit of generosity, Tony also agreed that he would match the $150,000 he initially contributed upon the donation of an additional $150,000 that he hopes will be given by additional donors. Serge was a massive force in Tony Petrello’s development and he hopes that this scholarship endowment will help young people of future generations on the path to achieving success.


Generosity to Employees and Community
From August to September of 2017, Texas was ravaged by Hurricane Harvey. Tony’s home of Houston was particularly hard hit as were many employees of Nabors Industries. Once again CEO Tony demonstrated his philanthropic spirit helping the community to recover. Nabors employees, many of them affected by the disaster themselves, took the time to hit the streets and help wherever they were needed. Employees raised $173,622 in relief funds, a total that was generously matched by Tony.

Generosity in the Face of Personal Hardship
Anthony Petrello and his wife Cynthia have lived what could be called a charmed life, but not all has gone as planned. Their daughter Carena was born at 24 weeks and weighed only 20 ounces. Carena was diagnosed with Periventricular Leukomalacia (PVL) and her parents found themselves facing the toughest battle of their lives. They have worked tirelessly to help find a treatment for this condition. The Petrello’s donated an initial $5 million to the Texas Children’s Hospital Jan and Dan Duncan Neurological Research Institute and have committed to a total of $7 million. Carena goes to the institute daily and the Petrello’s hope their donations will go a long way towards helping their daughter and many other children who suffer from PVL.

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